What is Public Liability Insurance?
Public liability insurance is a specific insurance policy available to business people, craftspeople, home owners, pet owners and the self employed. Public liability insurance protects the policy holder against any compensation and legal costs for damage or injury to a third party.
Examples of a potential third party insurance claim could include:
Whilst bring into the house new cabinets a kitchen the fitter knocks over a valuable antique, a costly accident for the fitter.
Public liability insurance is often included in pet and home insurance policies, however craftspeople and businesses would normally purchase public liability insurance as a stand alone policy or combine public liability insurance cover with premises insurance and employees liability insurance.
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